Community Homes Land Trust

The Community Homes Land Trust

The Community Homes Land Trust (CHLT) of Grand Rapids exists to provide affordable home ownership opportunities to income-qualified families in West Michigan while ensuring the long-term affordability of these homes.

Established in 2019 by ICCF, the Community Homes Land Trust is an independent, non-profit corporation with a board of directors.

The CHLT utilizes the Community Land Trust Model to help create a legacy of affordable homes for our underserved neighbors. The CHLT provides access to recently renovated homes from our Community Homes Initiative for people who are otherwise priced out of the open market here in West Michigan. While the home will be purchased and owned by the new owner, the land under the home remains under the ownership of the CHLT and is leased to the new owner for a term of 89-years.

The benefit of the CHLT is that it ensures the home prices will stay affordable across generations. As a CHLT homeowner, you can still sell your home, but will simply need to use a resale formula when doing so. This resale formula allows you as homeowner to gain a fair return on your investment while also providing another affordable homeownership opportunity for a new low-income family. At the time of sale, you have the benefit of having equity and a possible small gain from the sale of the house.

Apply Today

Purchasing a CHLT Home

A homeownership opportunity for income-qualifying families that benefits the community for the long-term.

Application Process

Step 1

Review the FAQ document about this program.

Step 2

Connect with ICCF staff using the form below to begin the income-qualification process.

Step 3

Sign up to take an ICCF Homeownership Class, if you have not already done so.

Step 4

Meet with ICCF staff to review your individual finances and discuss the program in detail.

Available Homes

At this time there are no eligible properties, but we encourage you to start the application process.

Programs

ICCF offers several helpful homeownership classes. Click here to view resources >>

Donate

Our work is made possible through generous supporters. You can give a secure online gift here >>

Volunteer

Are you interested in serving with ICCF? Check out upcoming volunteer opportunities and apply online here >>

Submit an Inquiry to Start the Application Process

Please note that completion of this form does not guarantee a home or that you will qualify for this program.

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