This program is not currently accepting new applications.
An Individual Development Account (IDA) is a matched savings account that enables families to save towards the purchase of a home. ICCF offers these accounts to qualified individuals (based on availability at time of inquiry). Once a participant has saved $1,000 in their IDA, their savings is matched at a four-to-one rate, giving them $5,000 total towards the purchase of a home.
The ICCF IDA Program is for individuals or families who meet the following criteria:
- Resident of Kent County
- Be able to save a minimum of $20 per month from earned income
- Has completed or will complete ICCF’s Introduction to Homeownership class before closing on a home
- Are able to save in the IDA program for at least 6 months
- Potential participants must fall at or below 100% of Area Median Income (see income limits below)
To learn more about the IDA Program, contact Jenni Lewis at jlewis@iccf.org or 616.336.9333 x 300.
Income guidelines: Household size income for the previous 12 months cannot exceed:
Family Size | Income Level | Family Size | Income Level | Family Size | Income Level |
1 | $56,200 | 4 | $80,200 | 7 | $99,500 |
2 | $64,200 | 5 | $86,700 | 8 | $105,900 |
3 | $72,200 | 6 | $93,100 |
Guidelines are valid through January 2021.
This program is not currently accepting new applications.

ICCF IDAs are provided with a grant from Heart of West Michigan United Way.