Making Home Ownership Happen
At ICCF we provide the opportunity to meet with our counselors to discuss personal barriers that may prevent individuals and families from homeownership. Our counselors help households come up with an action plan to increase their housing and financial stability, which includes creating a budget and looking at each individuals credit report in detail.
For households who are unable to attend regularly scheduled classes, individual counseling sessions may be available to those who have the appropriate referral and have been pre-approved for down payment assistance or loan products requiring homeownership education. Each session lasts up to three hours. Counselors will examine details of the loan to ensure it’s the client’s best option. They’ll also review client finances, home maintenance, and various other topics to prepare clients for home ownership. A certificate of completion is given at the end of the counseling session that meets the requirements of many loan products and down payment assistance programs.
A certificate of completion is given at the end of the counseling session that meets the requirements of many loan products and down payment assistance programs.
Housing Counseling Documentation
Housing counseling at ICCF requires documentation be submitted before or at the time of the scheduled appointment. Some of those documents are listed below. Information regarding all required documentation will be provided soon after the appointment is scheduled.
- Household Profile: English | Spanish
- Release of Information: English | Spanish
- Budget: English | Spanish
- Program Disclosure
- Credit Release
Please upload your documents.